Working and Savings

Many students choose to work while in college. A job can help pay for college tuition and other expenses.

Work-study

Work-study programs are funded by the federal government and some states, and are included in many students' financial aid packages. Completing your Free Application for Federal Student Aid (FAFSA) may be the first step to finding a work-study job.

Work-study provides jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay educational expenses. The program encourages community service and work related to each student's course of study.

You will earn at least the current minimum wage, but you could be paid more, depending on the job. Work-study jobs are usually flexible and work is scheduled around your classes.

Employment On and Off Campus (No Work-study)

Most colleges and college communities offer a wide variety of employment opportunities for students who are seeking jobs to help defray their college costs. Most colleges maintain a student employment office that will assist students in locating both on- and off- campus job opportunities.

College Savings

Are you planning ahead?

College costs have increased by 8% a year in the past, more than twice the rate of inflation. Use a calculator to find out how much college will cost when you are ready to enroll, and how much you need to save each year.

Parents should look into tax-free college savings programs.

Section 529 of the IRS code allows tax-free funds to be set aside for college. With Qualified Tuition Programs (QTP), you can prepay tuition (locking in today's tuition rate) to set aside money for college. See our list of financial aid resources for links to more information about these programs and other tax benefits for education.